SHANE PIERSON · SBA DATA
SBA by City · Mcallen, TX

SBA Lending in Mcallen, Texas

Businesses in Mcallen, TX have drawn 861 SBA 7(a) loans worth $188M, and annual volume has fallen 32% versus the prior decade.

861
7(a) loans
$188M
Approved dollars
$218,061
Average loan size
#24
Rank in Texas
-32%
Annualized vs prior decade
13.5%
Active-loan distress

Mcallen is the #24 SBA 7(a) market in Texas and #240 in the country. Since 1991 lenders have approved 861 loans here worth $188M, averaging $218,061 each. Annual approval volume has fallen 32% between FY2013-2019 and FY2020-2026. 13.5% of the active book is delinquent, past due, or in liquidation. The most-funded local business type is full-service restaurants.

What Mcallen borrows for

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7(a) loans only, approved and not cancelled, gross basis, grouped by the borrower's city as filed. Distress is the current share of the active book in delinquent, past-due, or liquidation status. Approval is not funding. FOIA record as of March 31, 2026.