SBA Lending in Memphis, Tennessee
Businesses in Memphis, TN have drawn 2,026 SBA 7(a) loans worth $683M, and annual volume has grown 8% versus the prior decade.
- 2,026
- 7(a) loans
- $683M
- Approved dollars
- $337,350
- Average loan size
- #2
- Rank in Tennessee
- +8%
- Annualized vs prior decade
- 14.2%
- Active-loan distress
Memphis is the #2 SBA 7(a) market in Tennessee and #76 in the country. Since 1991 lenders have approved 2,026 loans here worth $683M, averaging $337,350 each. Annual approval volume has grown 8% between FY2013-2019 and FY2020-2026. 14.2% of the active book is delinquent, past due, or in liquidation. The most-funded local business type is full-service restaurants.
What Memphis borrows for
Who lends in Memphis
Open the national map, drill into Tennessee, and compare Memphis against every zip code in the state.
Open the interactive map ↗7(a) loans only, approved and not cancelled, gross basis, grouped by the borrower's city as filed. Distress is the current share of the active book in delinquent, past-due, or liquidation status. Approval is not funding. FOIA record as of March 31, 2026.