SBA Lending in Memphis, Tennessee
The SBA FOIA record lists 2,026 7(a) approvals worth $683M for businesses in Memphis, TN, and annual volume has grown 8% versus the prior decade.
- 2,026
- 7(a) loans
- $683M
- Approved dollars
- $337,350
- Average loan size
- #2
- Rank in Tennessee
- +8%
- Annualized vs prior decade
- 9.2%
- Active-status distress
Memphis is the #2 SBA 7(a) market in Tennessee and #76 in the country. Since 1991 the FOIA record lists 2,026 approvals here worth $683M, averaging $337,350 each. Annual approval volume has grown 8% between FY2013-2019 and FY2020-2026. Among 262 active-status loans, 9.2% are delinquent, past due, or in liquidation. The local business type with the most listed records is full-service restaurants.
What Memphis borrows for
Who lends in Memphis
Open the national map, drill into Tennessee, and compare Memphis against every zip code in the state.
Open the interactive map ↗7(a) loans only, approved and not cancelled, gross basis, grouped by the borrower's city as filed. Active-status distress counts DELINQ, PSTDUE, or LIQUID loans as a share of CURR, DELINQ, PSTDUE, LIQUID, or DEFERD loans. Approval is not funding. FOIA record as of March 31, 2026. Methodology.