SHANE PIERSON · SBA DATA
SBA by City · Modesto, CA

SBA Lending in Modesto, California

The SBA FOIA record lists 985 7(a) approvals worth $383M for businesses in Modesto, CA, and annual volume has grown 8% versus the prior decade.

985
7(a) loans
$383M
Approved dollars
$389,094
Average loan size
#41
Rank in California
+8%
Annualized vs prior decade
1.7%
Active-status distress

Modesto is the #41 SBA 7(a) market in California and #198 in the country. Since 1991 the FOIA record lists 985 approvals here worth $383M, averaging $389,094 each. Annual approval volume has grown 8% between FY2013-2019 and FY2020-2026. Among 174 active-status loans, 1.7% are delinquent, past due, or in liquidation. The local business type with the most listed records is offices of dentists.

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7(a) loans only, approved and not cancelled, gross basis, grouped by the borrower's city as filed. Active-status distress counts DELINQ, PSTDUE, or LIQUID loans as a share of CURR, DELINQ, PSTDUE, LIQUID, or DEFERD loans. Approval is not funding. FOIA record as of March 31, 2026. Methodology.

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