SBA Lending in Modesto, California
Businesses in Modesto, CA have drawn 985 SBA 7(a) loans worth $383M, and annual volume has grown 8% versus the prior decade.
- 985
- 7(a) loans
- $383M
- Approved dollars
- $389,094
- Average loan size
- #41
- Rank in California
- +8%
- Annualized vs prior decade
- 10.4%
- Active-loan distress
Modesto is the #41 SBA 7(a) market in California and #198 in the country. Since 1991 lenders have approved 985 loans here worth $383M, averaging $389,094 each. Annual approval volume has grown 8% between FY2013-2019 and FY2020-2026. 10.4% of the active book is delinquent, past due, or in liquidation. The most-funded local business type is offices of dentists.
What Modesto borrows for
Who lends in Modesto
Open the national map, drill into California, and compare Modesto against every zip code in the state.
Open the interactive map ↗7(a) loans only, approved and not cancelled, gross basis, grouped by the borrower's city as filed. Distress is the current share of the active book in delinquent, past-due, or liquidation status. Approval is not funding. FOIA record as of March 31, 2026.