SBA Lending in Oakland, California
Businesses in Oakland, CA have drawn 2,298 SBA 7(a) loans worth $717M, and annual volume has fallen 38% versus the prior decade.
- 2,298
- 7(a) loans
- $717M
- Approved dollars
- $312,065
- Average loan size
- #8
- Rank in California
- -38%
- Annualized vs prior decade
- 13.2%
- Active-loan distress
Oakland is the #8 SBA 7(a) market in California and #65 in the country. Since 1991 lenders have approved 2,298 loans here worth $717M, averaging $312,065 each. Annual approval volume has fallen 38% between FY2013-2019 and FY2020-2026. 13.2% of the active book is delinquent, past due, or in liquidation. The most-funded local business type is full-service restaurants.
What Oakland borrows for
Who lends in Oakland
Open the national map, drill into California, and compare Oakland against every zip code in the state.
Open the interactive map ↗7(a) loans only, approved and not cancelled, gross basis, grouped by the borrower's city as filed. Distress is the current share of the active book in delinquent, past-due, or liquidation status. Approval is not funding. FOIA record as of March 31, 2026.