SBA Lending in Oceanside, California
The SBA FOIA record lists 914 7(a) approvals worth $342M for businesses in Oceanside, CA, and annual volume has fallen 17% versus the prior decade.
- 914
- 7(a) loans
- $342M
- Approved dollars
- $374,018
- Average loan size
- #44
- Rank in California
- -17%
- Annualized vs prior decade
- 6.1%
- Active-status distress
Oceanside is the #44 SBA 7(a) market in California and #220 in the country. Since 1991 the FOIA record lists 914 approvals here worth $342M, averaging $374,018 each. Annual approval volume has fallen 17% between FY2013-2019 and FY2020-2026. Among 179 active-status loans, 6.1% are delinquent, past due, or in liquidation. The local business type with the most listed records is full-service restaurants.
What Oceanside borrows for
Who lends in Oceanside
Open the national map, drill into California, and compare Oceanside against every zip code in the state.
Open the interactive map ↗7(a) loans only, approved and not cancelled, gross basis, grouped by the borrower's city as filed. Active-status distress counts DELINQ, PSTDUE, or LIQUID loans as a share of CURR, DELINQ, PSTDUE, LIQUID, or DEFERD loans. Approval is not funding. FOIA record as of March 31, 2026. Methodology.