SBA Lending in Richardson, Texas
The SBA FOIA record lists 1,094 7(a) approvals worth $439M for businesses in Richardson, TX, and annual volume has fallen 22% versus the prior decade.
- 1,094
- 7(a) loans
- $439M
- Approved dollars
- $401,487
- Average loan size
- #17
- Rank in Texas
- -22%
- Annualized vs prior decade
- 5.4%
- Active-status distress
Richardson is the #17 SBA 7(a) market in Texas and #177 in the country. Since 1991 the FOIA record lists 1,094 approvals here worth $439M, averaging $401,487 each. Annual approval volume has fallen 22% between FY2013-2019 and FY2020-2026. Among 166 active-status loans, 5.4% are delinquent, past due, or in liquidation. The local business type with the most listed records is full-service restaurants.
What Richardson borrows for
Who lends in Richardson
Open the national map, drill into Texas, and compare Richardson against every zip code in the state.
Open the interactive map ↗7(a) loans only, approved and not cancelled, gross basis, grouped by the borrower's city as filed. Active-status distress counts DELINQ, PSTDUE, or LIQUID loans as a share of CURR, DELINQ, PSTDUE, LIQUID, or DEFERD loans. Approval is not funding. FOIA record as of March 31, 2026. Methodology.