SBA Lending in Richardson, Texas
Businesses in Richardson, TX have drawn 1,094 SBA 7(a) loans worth $439M, and annual volume has fallen 22% versus the prior decade.
- 1,094
- 7(a) loans
- $439M
- Approved dollars
- $401,487
- Average loan size
- #17
- Rank in Texas
- -22%
- Annualized vs prior decade
- 9.8%
- Active-loan distress
Richardson is the #17 SBA 7(a) market in Texas and #177 in the country. Since 1991 lenders have approved 1,094 loans here worth $439M, averaging $401,487 each. Annual approval volume has fallen 22% between FY2013-2019 and FY2020-2026. 9.8% of the active book is delinquent, past due, or in liquidation. The most-funded local business type is full-service restaurants.
What Richardson borrows for
Who lends in Richardson
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Open the interactive map ↗7(a) loans only, approved and not cancelled, gross basis, grouped by the borrower's city as filed. Distress is the current share of the active book in delinquent, past-due, or liquidation status. Approval is not funding. FOIA record as of March 31, 2026.