SBA Lending in Richmond, Virginia
The SBA FOIA record lists 1,821 7(a) approvals worth $489M for businesses in Richmond, VA, and annual volume has fallen 19% versus the prior decade.
- 1,821
- 7(a) loans
- $489M
- Approved dollars
- $268,319
- Average loan size
- #1
- Rank in Virginia
- -19%
- Annualized vs prior decade
- 4.6%
- Active-status distress
Richmond is the #1 SBA 7(a) market in Virginia and #85 in the country. Since 1991 the FOIA record lists 1,821 approvals here worth $489M, averaging $268,319 each. Annual approval volume has fallen 19% between FY2013-2019 and FY2020-2026. Among 262 active-status loans, 4.6% are delinquent, past due, or in liquidation. The local business type with the most listed records is full-service restaurants.
What Richmond borrows for
Who lends in Richmond
Open the national map, drill into Virginia, and compare Richmond against every zip code in the state.
Open the interactive map ↗7(a) loans only, approved and not cancelled, gross basis, grouped by the borrower's city as filed. Active-status distress counts DELINQ, PSTDUE, or LIQUID loans as a share of CURR, DELINQ, PSTDUE, LIQUID, or DEFERD loans. Approval is not funding. FOIA record as of March 31, 2026. Methodology.