SHANE PIERSON · SBA DATA
SBA by City · San Diego, CA

SBA Lending in San Diego, California

Businesses in San Diego, CA have drawn 8,847 SBA 7(a) loans worth $2.8B, and annual volume has fallen 15% versus the prior decade.

8,847
7(a) loans
$2.8B
Approved dollars
$319,679
Average loan size
#2
Rank in California
-15%
Annualized vs prior decade
10.3%
Active-loan distress

San Diego is the #2 SBA 7(a) market in California and #8 in the country. Since 1991 lenders have approved 8,847 loans here worth $2.8B, averaging $319,679 each. Annual approval volume has fallen 15% between FY2013-2019 and FY2020-2026. 10.3% of the active book is delinquent, past due, or in liquidation. The most-funded local business type is full-service restaurants.

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7(a) loans only, approved and not cancelled, gross basis, grouped by the borrower's city as filed. Distress is the current share of the active book in delinquent, past-due, or liquidation status. Approval is not funding. FOIA record as of March 31, 2026.