SBA Lending in San Jose, California
Businesses in San Jose, CA have drawn 4,226 SBA 7(a) loans worth $1.6B, and annual volume has fallen 9% versus the prior decade.
- 4,226
- 7(a) loans
- $1.6B
- Approved dollars
- $374,140
- Average loan size
- #5
- Rank in California
- -9%
- Annualized vs prior decade
- 8.9%
- Active-loan distress
San Jose is the #5 SBA 7(a) market in California and #29 in the country. Since 1991 lenders have approved 4,226 loans here worth $1.6B, averaging $374,140 each. Annual approval volume has fallen 9% between FY2013-2019 and FY2020-2026. 8.9% of the active book is delinquent, past due, or in liquidation. The most-funded local business type is full-service restaurants.
What San Jose borrows for
Who lends in San Jose
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Open the interactive map ↗7(a) loans only, approved and not cancelled, gross basis, grouped by the borrower's city as filed. Distress is the current share of the active book in delinquent, past-due, or liquidation status. Approval is not funding. FOIA record as of March 31, 2026.