SHANE PIERSON · SBA DATA
SBA by City · San Marcos, CA

SBA Lending in San Marcos, California

The SBA FOIA record lists 870 7(a) approvals worth $305M for businesses in San Marcos, CA, and annual volume has grown 5% versus the prior decade.

870
7(a) loans
$305M
Approved dollars
$350,258
Average loan size
#46
Rank in California
+5%
Annualized vs prior decade
1.4%
Active-status distress

San Marcos is the #46 SBA 7(a) market in California and #235 in the country. Since 1991 the FOIA record lists 870 approvals here worth $305M, averaging $350,258 each. Annual approval volume has grown 5% between FY2013-2019 and FY2020-2026. Among 141 active-status loans, 1.4% are delinquent, past due, or in liquidation. The local business type with the most listed records is full-service restaurants.

What San Marcos borrows for

Who lends in San Marcos

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7(a) loans only, approved and not cancelled, gross basis, grouped by the borrower's city as filed. Active-status distress counts DELINQ, PSTDUE, or LIQUID loans as a share of CURR, DELINQ, PSTDUE, LIQUID, or DEFERD loans. Approval is not funding. FOIA record as of March 31, 2026. Methodology.

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