SHANE PIERSON · SBA DATA
SBA by City · San Marcos, CA

SBA Lending in San Marcos, California

Businesses in San Marcos, CA have drawn 870 SBA 7(a) loans worth $305M, and annual volume has grown 5% versus the prior decade.

870
7(a) loans
$305M
Approved dollars
$350,258
Average loan size
#46
Rank in California
+5%
Annualized vs prior decade
8.3%
Active-loan distress

San Marcos is the #46 SBA 7(a) market in California and #235 in the country. Since 1991 lenders have approved 870 loans here worth $305M, averaging $350,258 each. Annual approval volume has grown 5% between FY2013-2019 and FY2020-2026. 8.3% of the active book is delinquent, past due, or in liquidation. The most-funded local business type is full-service restaurants.

What San Marcos borrows for

Who lends in San Marcos

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7(a) loans only, approved and not cancelled, gross basis, grouped by the borrower's city as filed. Distress is the current share of the active book in delinquent, past-due, or liquidation status. Approval is not funding. FOIA record as of March 31, 2026.