SBA Lending in Santa Barbara, California
The SBA FOIA record lists 783 7(a) approvals worth $277M for businesses in Santa Barbara, CA, and annual volume has fallen 10% versus the prior decade.
- 783
- 7(a) loans
- $277M
- Approved dollars
- $354,031
- Average loan size
- #54
- Rank in California
- -10%
- Annualized vs prior decade
- 1.7%
- Active-status distress
Santa Barbara is the #54 SBA 7(a) market in California and #278 in the country. Since 1991 the FOIA record lists 783 approvals here worth $277M, averaging $354,031 each. Annual approval volume has fallen 10% between FY2013-2019 and FY2020-2026. Among 120 active-status loans, 1.7% are delinquent, past due, or in liquidation. The local business type with the most listed records is full-service restaurants.
What Santa Barbara borrows for
Who lends in Santa Barbara
Open the national map, drill into California, and compare Santa Barbara against every zip code in the state.
Open the interactive map ↗7(a) loans only, approved and not cancelled, gross basis, grouped by the borrower's city as filed. Active-status distress counts DELINQ, PSTDUE, or LIQUID loans as a share of CURR, DELINQ, PSTDUE, LIQUID, or DEFERD loans. Approval is not funding. FOIA record as of March 31, 2026. Methodology.