SBA Lending in Santa Monica, California
The SBA FOIA record lists 1,071 7(a) approvals worth $300M for businesses in Santa Monica, CA, and annual volume has fallen 25% versus the prior decade.
- 1,071
- 7(a) loans
- $300M
- Approved dollars
- $280,513
- Average loan size
- #36
- Rank in California
- -25%
- Annualized vs prior decade
- 1.9%
- Active-status distress
Santa Monica is the #36 SBA 7(a) market in California and #182 in the country. Since 1991 the FOIA record lists 1,071 approvals here worth $300M, averaging $280,513 each. Annual approval volume has fallen 25% between FY2013-2019 and FY2020-2026. Among 162 active-status loans, 1.9% are delinquent, past due, or in liquidation. The local business type with the most listed records is full-service restaurants.
What Santa Monica borrows for
Who lends in Santa Monica
Open the national map, drill into California, and compare Santa Monica against every zip code in the state.
Open the interactive map ↗7(a) loans only, approved and not cancelled, gross basis, grouped by the borrower's city as filed. Active-status distress counts DELINQ, PSTDUE, or LIQUID loans as a share of CURR, DELINQ, PSTDUE, LIQUID, or DEFERD loans. Approval is not funding. FOIA record as of March 31, 2026. Methodology.