SHANE PIERSON · SBA DATA
SBA by City · Santa Rosa, CA

SBA Lending in Santa Rosa, California

Businesses in Santa Rosa, CA have drawn 1,312 SBA 7(a) loans worth $524M, and annual volume has fallen 23% versus the prior decade.

1,312
7(a) loans
$524M
Approved dollars
$399,014
Average loan size
#21
Rank in California
-23%
Annualized vs prior decade
7.4%
Active-loan distress

Santa Rosa is the #21 SBA 7(a) market in California and #130 in the country. Since 1991 lenders have approved 1,312 loans here worth $524M, averaging $399,014 each. Annual approval volume has fallen 23% between FY2013-2019 and FY2020-2026. 7.4% of the active book is delinquent, past due, or in liquidation. The most-funded local business type is full-service restaurants.

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7(a) loans only, approved and not cancelled, gross basis, grouped by the borrower's city as filed. Distress is the current share of the active book in delinquent, past-due, or liquidation status. Approval is not funding. FOIA record as of March 31, 2026.