SHANE PIERSON · SBA DATA
SBA by City · Silver Spring, MD

SBA Lending in Silver Spring, Maryland

Businesses in Silver Spring, MD have drawn 824 SBA 7(a) loans worth $203M, and annual volume has grown 27% versus the prior decade.

824
7(a) loans
$203M
Approved dollars
$246,269
Average loan size
#3
Rank in Maryland
+27%
Annualized vs prior decade
15.5%
Active-loan distress

Silver Spring is the #3 SBA 7(a) market in Maryland and #256 in the country. Since 1991 lenders have approved 824 loans here worth $203M, averaging $246,269 each. Annual approval volume has grown 27% between FY2013-2019 and FY2020-2026. 15.5% of the active book is delinquent, past due, or in liquidation. The most-funded local business type is limited-service restaurants.

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7(a) loans only, approved and not cancelled, gross basis, grouped by the borrower's city as filed. Distress is the current share of the active book in delinquent, past-due, or liquidation status. Approval is not funding. FOIA record as of March 31, 2026.