SHANE PIERSON · SBA DATA
SBA by City · Silver Spring, MD

SBA Lending in Silver Spring, Maryland

The SBA FOIA record lists 824 7(a) approvals worth $203M for businesses in Silver Spring, MD, and annual volume has grown 27% versus the prior decade.

824
7(a) loans
$203M
Approved dollars
$246,269
Average loan size
#3
Rank in Maryland
+27%
Annualized vs prior decade
7.6%
Active-status distress

Silver Spring is the #3 SBA 7(a) market in Maryland and #256 in the country. Since 1991 the FOIA record lists 824 approvals here worth $203M, averaging $246,269 each. Annual approval volume has grown 27% between FY2013-2019 and FY2020-2026. Among 158 active-status loans, 7.6% are delinquent, past due, or in liquidation. The local business type with the most listed records is full-service restaurants.

What Silver Spring borrows for

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7(a) loans only, approved and not cancelled, gross basis, grouped by the borrower's city as filed. Active-status distress counts DELINQ, PSTDUE, or LIQUID loans as a share of CURR, DELINQ, PSTDUE, LIQUID, or DEFERD loans. Approval is not funding. FOIA record as of March 31, 2026. Methodology.

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