SHANE PIERSON · SBA DATA
SBA by City · Springfield, IL

SBA Lending in Springfield, Illinois

The SBA FOIA record lists 1,097 7(a) approvals worth $271M for businesses in Springfield, IL, and annual volume has fallen 24% versus the prior decade.

1,097
7(a) loans
$271M
Approved dollars
$246,844
Average loan size
#3
Rank in Illinois
-24%
Annualized vs prior decade
6.3%
Active-status distress

Springfield is the #3 SBA 7(a) market in Illinois and #176 in the country. Since 1991 the FOIA record lists 1,097 approvals here worth $271M, averaging $246,844 each. Annual approval volume has fallen 24% between FY2013-2019 and FY2020-2026. Among 158 active-status loans, 6.3% are delinquent, past due, or in liquidation. The local business type with the most listed records is full-service restaurants.

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7(a) loans only, approved and not cancelled, gross basis, grouped by the borrower's city as filed. Active-status distress counts DELINQ, PSTDUE, or LIQUID loans as a share of CURR, DELINQ, PSTDUE, LIQUID, or DEFERD loans. Approval is not funding. FOIA record as of March 31, 2026. Methodology.

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