SHANE PIERSON · SBA DATA
SBA by City · Springfield, IL

SBA Lending in Springfield, Illinois

Businesses in Springfield, IL have drawn 1,097 SBA 7(a) loans worth $271M, and annual volume has fallen 24% versus the prior decade.

1,097
7(a) loans
$271M
Approved dollars
$246,844
Average loan size
#3
Rank in Illinois
-24%
Annualized vs prior decade
7.0%
Active-loan distress

Springfield is the #3 SBA 7(a) market in Illinois and #176 in the country. Since 1991 lenders have approved 1,097 loans here worth $271M, averaging $246,844 each. Annual approval volume has fallen 24% between FY2013-2019 and FY2020-2026. 7.0% of the active book is delinquent, past due, or in liquidation. The most-funded local business type is full-service restaurants.

What Springfield borrows for

Who lends in Springfield

See it on the map

Open the national map, drill into Illinois, and compare Springfield against every zip code in the state.

Open the interactive map ↗

7(a) loans only, approved and not cancelled, gross basis, grouped by the borrower's city as filed. Distress is the current share of the active book in delinquent, past-due, or liquidation status. Approval is not funding. FOIA record as of March 31, 2026.