SHANE PIERSON · SBA DATA
SBA by Industry · Bed-and-Breakfast Inns

SBA Loans for Bed-and-Breakfast Inns

SBA has approved 1,260 7(a) loans worth $750M to Bed-and-Breakfast Inns businesses, and annual approvals have fallen 36% versus the prior decade.

1,260
7(a) loans
$750M
Approved dollars
$595,260
Average loan size
#234
Rank among industries
-36%
Annualized vs prior decade
5.3%
Active-status distress

Bed-and-Breakfast Inns is the #234 business type by loan count in the SBA 7(a) record. Since 1991 the program has approved 1,260 such loans worth $750M, averaging $595,260 each. Annual approval volume has fallen 36% between the FY2013-2019 period and FY2020-2026. Among 225 active-status bed-and-breakfast inns loans, 5.3% are delinquent, past due, or in liquidation.

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7(a) loans only, approved and not cancelled, gross basis, classified by borrower NAICS. Active-status distress counts DELINQ, PSTDUE, or LIQUID loans as a share of CURR, DELINQ, PSTDUE, LIQUID, or DEFERD loans. Approval is not funding. FOIA record as of March 31, 2026. Methodology.

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