SHANE PIERSON · SBA DATA
SBA by Industry · Jewelry, Watch, Precious Stone, and Precious Metal Merchant Wholesalers

SBA Loans for Jewelry, Watch, Precious Stone, and Precious Metal Merchant Wholesalers

SBA has approved 1,646 7(a) loans worth $393M to Jewelry, Watch, Precious Stone, and Precious Metal Merchant Wholesalers businesses, and annual approvals have fallen 14% versus the prior decade.

1,646
7(a) loans
$393M
Approved dollars
$238,498
Average loan size
#195
Rank among industries
-14%
Annualized vs prior decade
20.4%
Active-loan distress

Jewelry, Watch, Precious Stone, and Precious Metal Merchant Wholesalers is the #195 most-funded business type in the SBA 7(a) record. Since 1991 the program has approved 1,646 such loans worth $393M, averaging $238,498 each. Annual approval volume has fallen 14% between the FY2013-2019 period and FY2020-2026. 20.4% of the active book is delinquent, past due, or in liquidation.

Where jewelry, watch, precious stone, and precious metal merchant wholesalers loans are made

Who lends to jewelry, watch, precious stone, and precious metal merchant wholesalers most

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7(a) loans only, approved and not cancelled, gross basis, classified by borrower NAICS. Distress is the current share of the active book in delinquent, past-due, or liquidation status. Approval is not funding. FOIA record as of March 31, 2026.