SBA Loans for Plumbing, Heating, and Air-Conditioning Contractors
SBA has approved 20,394 7(a) loans worth $5.1B to Plumbing, Heating, and Air-Conditioning Contractors businesses, and annual approvals have grown 14% versus the prior decade.
- 20,394
- 7(a) loans
- $5.1B
- Approved dollars
- $251,918
- Average loan size
- #7
- Rank among industries
- +14%
- Annualized vs prior decade
- 4.8%
- Active-status distress
- 2%
- Franchise-branded
Plumbing, Heating, and Air-Conditioning Contractors is the #7 business type by loan count in the SBA 7(a) record. Since 1991 the program has approved 20,394 such loans worth $5.1B, averaging $251,918 each. Annual approval volume has grown 14% between the FY2013-2019 period and FY2020-2026. Among 4,606 active-status plumbing, heating, and air-conditioning contractors loans, 4.8% are delinquent, past due, or in liquidation.
States with the most plumbing, heating, and air-conditioning contractors records
Who lends to plumbing, heating, and air-conditioning contractors most
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Open the interactive map ↗7(a) loans only, approved and not cancelled, gross basis, classified by borrower NAICS. Active-status distress counts DELINQ, PSTDUE, or LIQUID loans as a share of CURR, DELINQ, PSTDUE, LIQUID, or DEFERD loans. Approval is not funding. FOIA record as of March 31, 2026. Methodology.