SBA Loans for Retail Bakeries
SBA has approved 3,407 7(a) loans worth $884M to Retail Bakeries businesses, and annual approvals have grown 43% versus the prior decade.
- 3,407
- 7(a) loans
- $884M
- Approved dollars
- $259,431
- Average loan size
- #94
- Rank among industries
- +43%
- Annualized vs prior decade
- 11.5%
- Active-loan distress
- 20%
- Franchise-branded
Retail Bakeries is the #94 most-funded business type in the SBA 7(a) record. Since 1991 the program has approved 3,407 such loans worth $884M, averaging $259,431 each. Annual approval volume has grown 43% between the FY2013-2019 period and FY2020-2026. 11.5% of the active book is delinquent, past due, or in liquidation.
Where retail bakeries loans are made
Who lends to retail bakeries most
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Open the interactive map ↗7(a) loans only, approved and not cancelled, gross basis, classified by borrower NAICS. Distress is the current share of the active book in delinquent, past-due, or liquidation status. Approval is not funding. FOIA record as of March 31, 2026.