SHANE PIERSON · SBA DATA
SBA by Industry · Retail Bakeries

SBA Loans for Retail Bakeries

SBA has approved 3,407 7(a) loans worth $884M to Retail Bakeries businesses, and annual approvals have grown 43% versus the prior decade.

3,407
7(a) loans
$884M
Approved dollars
$259,431
Average loan size
#94
Rank among industries
+43%
Annualized vs prior decade
8.0%
Active-status distress
20%
Franchise-branded

Retail Bakeries is the #94 business type by loan count in the SBA 7(a) record. Since 1991 the program has approved 3,407 such loans worth $884M, averaging $259,431 each. Annual approval volume has grown 43% between the FY2013-2019 period and FY2020-2026. Among 826 active-status retail bakeries loans, 8.0% are delinquent, past due, or in liquidation.

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7(a) loans only, approved and not cancelled, gross basis, classified by borrower NAICS. Active-status distress counts DELINQ, PSTDUE, or LIQUID loans as a share of CURR, DELINQ, PSTDUE, LIQUID, or DEFERD loans. Approval is not funding. FOIA record as of March 31, 2026. Methodology.

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