SBA Loans for Used Merchandise Stores
SBA has approved 1,971 7(a) loans worth $279M to Used Merchandise Stores businesses, and annual approvals have fallen 72% versus the prior decade.
- 1,971
- 7(a) loans
- $279M
- Approved dollars
- $141,546
- Average loan size
- #164
- Rank among industries
- -72%
- Annualized vs prior decade
- 6.3%
- Active-status distress
- 10%
- Franchise-branded
Used Merchandise Stores is the #164 business type by loan count in the SBA 7(a) record. Since 1991 the program has approved 1,971 such loans worth $279M, averaging $141,546 each. Annual approval volume has fallen 72% between the FY2013-2019 period and FY2020-2026. Among 158 active-status used merchandise stores loans, 6.3% are delinquent, past due, or in liquidation.
States with the most used merchandise stores records
Who lends to used merchandise stores most
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Open the interactive map ↗7(a) loans only, approved and not cancelled, gross basis, classified by borrower NAICS. Active-status distress counts DELINQ, PSTDUE, or LIQUID loans as a share of CURR, DELINQ, PSTDUE, LIQUID, or DEFERD loans. Approval is not funding. FOIA record as of March 31, 2026. Methodology.