SHANE PIERSON · SBA DATA
SBA Lenders · Mechanics Bank

SBA Lending by Mechanics Bank

Mechanics Bank is an active SBA 7(a) lender, ranked #84 nationally by all-time volume, with 2,497 approved 7(a) loans worth $721M on record.

2,497
7(a) loans made
$721M
Approved dollars
$288,763
Average loan size
#84
Rank, all-time volume
#255
Rank, volume since 2020
0.0%
Share of U.S. 7(a) since 2020
-89%
Annualized vs prior decade
6.2%
Active-loan distress
42%
Made under PLP authority

Between 1991 and mid-2026, Mechanics Bank approved 2,497 SBA 7(a) loans worth $721M across the country, at an average of $288,763 per loan. That places it #84 among all U.S. SBA 7(a) lenders. About 42% were written under Preferred Lender (PLP) authority, and 6.2% of its book is currently delinquent, past due, or in liquidation.

Where Mechanics Bank lends most

What Mechanics Bank funds most

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7(a) loans only, approved and not cancelled, gross basis. Distress is the current share of the active book in delinquent, past-due, or liquidation status. Approval is not funding. FOIA record as of March 31, 2026. No borrower identity appears here.