SHANE PIERSON · SBA DATA
SBA by City · Huntington Beach, CA

SBA Lending in Huntington Beach, California

Businesses in Huntington Beach, CA have drawn 1,398 SBA 7(a) loans worth $540M, and annual volume has fallen 18% versus the prior decade.

1,398
7(a) loans
$540M
Approved dollars
$386,313
Average loan size
#17
Rank in California
-18%
Annualized vs prior decade
10.1%
Active-loan distress

Huntington Beach is the #17 SBA 7(a) market in California and #118 in the country. Since 1991 lenders have approved 1,398 loans here worth $540M, averaging $386,313 each. Annual approval volume has fallen 18% between FY2013-2019 and FY2020-2026. 10.1% of the active book is delinquent, past due, or in liquidation. The most-funded local business type is limited-service restaurants.

What Huntington Beach borrows for

Who lends in Huntington Beach

See it on the map

Open the national map, drill into California, and compare Huntington Beach against every zip code in the state.

Open the interactive map ↗

7(a) loans only, approved and not cancelled, gross basis, grouped by the borrower's city as filed. Distress is the current share of the active book in delinquent, past-due, or liquidation status. Approval is not funding. FOIA record as of March 31, 2026.