SBA Lending in San Luis Obispo, California
Businesses in San Luis Obispo, CA have drawn 1,348 SBA 7(a) loans worth $318M, and annual volume has fallen 50% versus the prior decade.
- 1,348
- 7(a) loans
- $318M
- Approved dollars
- $236,192
- Average loan size
- #19
- Rank in California
- -50%
- Annualized vs prior decade
- 5.3%
- Active-loan distress
San Luis Obispo is the #19 SBA 7(a) market in California and #125 in the country. Since 1991 lenders have approved 1,348 loans here worth $318M, averaging $236,192 each. Annual approval volume has fallen 50% between FY2013-2019 and FY2020-2026. 5.3% of the active book is delinquent, past due, or in liquidation. The most-funded local business type is used household and office goods moving.
What San Luis Obispo borrows for
Who lends in San Luis Obispo
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Open the interactive map ↗7(a) loans only, approved and not cancelled, gross basis, grouped by the borrower's city as filed. Distress is the current share of the active book in delinquent, past-due, or liquidation status. Approval is not funding. FOIA record as of March 31, 2026.