SBA Lending in San Luis Obispo, California
The SBA FOIA record lists 1,348 7(a) approvals worth $318M for businesses in San Luis Obispo, CA, and annual volume has fallen 50% versus the prior decade.
- 1,348
- 7(a) loans
- $318M
- Approved dollars
- $236,192
- Average loan size
- #19
- Rank in California
- -50%
- Annualized vs prior decade
- 7.1%
- Active-status distress
San Luis Obispo is the #19 SBA 7(a) market in California and #125 in the country. Since 1991 the FOIA record lists 1,348 approvals here worth $318M, averaging $236,192 each. Annual approval volume has fallen 50% between FY2013-2019 and FY2020-2026. Among 99 active-status loans, 7.1% are delinquent, past due, or in liquidation. The local business type with the most listed records is used household and office goods moving.
What San Luis Obispo borrows for
Who lends in San Luis Obispo
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Open the interactive map ↗7(a) loans only, approved and not cancelled, gross basis, grouped by the borrower's city as filed. Active-status distress counts DELINQ, PSTDUE, or LIQUID loans as a share of CURR, DELINQ, PSTDUE, LIQUID, or DEFERD loans. Approval is not funding. FOIA record as of March 31, 2026. Methodology.