SHANE PIERSON · SBA DATA
SBA by City · Santa Clara, CA

SBA Lending in Santa Clara, California

Businesses in Santa Clara, CA have drawn 1,000 SBA 7(a) loans worth $373M, and annual volume has fallen 5% versus the prior decade.

1,000
7(a) loans
$373M
Approved dollars
$373,299
Average loan size
#38
Rank in California
-5%
Annualized vs prior decade
11.1%
Active-loan distress

Santa Clara is the #38 SBA 7(a) market in California and #193 in the country. Since 1991 lenders have approved 1,000 loans here worth $373M, averaging $373,299 each. Annual approval volume has fallen 5% between FY2013-2019 and FY2020-2026. 11.1% of the active book is delinquent, past due, or in liquidation. The most-funded local business type is full-service restaurants.

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7(a) loans only, approved and not cancelled, gross basis, grouped by the borrower's city as filed. Distress is the current share of the active book in delinquent, past-due, or liquidation status. Approval is not funding. FOIA record as of March 31, 2026.