SHANE PIERSON · SBA DATA
SBA by Industry · Insurance Agencies and Brokerages

SBA Loans for Insurance Agencies and Brokerages

SBA has approved 12,366 7(a) loans worth $3.7B to Insurance Agencies and Brokerages businesses, and annual approvals have grown 24% versus the prior decade.

12,366
7(a) loans
$3.7B
Approved dollars
$299,517
Average loan size
#21
Rank among industries
+24%
Annualized vs prior decade
3.6%
Active-status distress
4%
Franchise-branded

Insurance Agencies and Brokerages is the #21 business type by loan count in the SBA 7(a) record. Since 1991 the program has approved 12,366 such loans worth $3.7B, averaging $299,517 each. Annual approval volume has grown 24% between the FY2013-2019 period and FY2020-2026. Among 3,190 active-status insurance agencies and brokerages loans, 3.6% are delinquent, past due, or in liquidation.

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7(a) loans only, approved and not cancelled, gross basis, classified by borrower NAICS. Active-status distress counts DELINQ, PSTDUE, or LIQUID loans as a share of CURR, DELINQ, PSTDUE, LIQUID, or DEFERD loans. Approval is not funding. FOIA record as of March 31, 2026. Methodology.

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