SBA Loans for Used Car Dealers
SBA has approved 5,976 7(a) loans worth $1.7B to Used Car Dealers businesses, and annual approvals have fallen 13% versus the prior decade.
- 5,976
- 7(a) loans
- $1.7B
- Approved dollars
- $284,748
- Average loan size
- #53
- Rank among industries
- -13%
- Annualized vs prior decade
- 6.4%
- Active-status distress
Used Car Dealers is the #53 business type by loan count in the SBA 7(a) record. Since 1991 the program has approved 5,976 such loans worth $1.7B, averaging $284,748 each. Annual approval volume has fallen 13% between the FY2013-2019 period and FY2020-2026. Among 1,072 active-status used car dealers loans, 6.4% are delinquent, past due, or in liquidation.
States with the most used car dealers records
Who lends to used car dealers most
Explore SBA lending nationwide, drill any state to the zip level, and compare the lenders behind the numbers.
Open the interactive map ↗7(a) loans only, approved and not cancelled, gross basis, classified by borrower NAICS. Active-status distress counts DELINQ, PSTDUE, or LIQUID loans as a share of CURR, DELINQ, PSTDUE, LIQUID, or DEFERD loans. Approval is not funding. FOIA record as of March 31, 2026. Methodology.