SBA Loans for Used Car Dealers
SBA has approved 5,976 7(a) loans worth $1.7B to Used Car Dealers businesses, and annual approvals have fallen 13% versus the prior decade.
- 5,976
- 7(a) loans
- $1.7B
- Approved dollars
- $284,748
- Average loan size
- #53
- Rank among industries
- -13%
- Annualized vs prior decade
- 15.7%
- Active-loan distress
Used Car Dealers is the #53 most-funded business type in the SBA 7(a) record. Since 1991 the program has approved 5,976 such loans worth $1.7B, averaging $284,748 each. Annual approval volume has fallen 13% between the FY2013-2019 period and FY2020-2026. 15.7% of the active book is delinquent, past due, or in liquidation.
Where used car dealers loans are made
Who lends to used car dealers most
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Open the interactive map ↗7(a) loans only, approved and not cancelled, gross basis, classified by borrower NAICS. Distress is the current share of the active book in delinquent, past-due, or liquidation status. Approval is not funding. FOIA record as of March 31, 2026.