SHANE PIERSON · SBA DATA
SBA Lenders · Citizens & Northern Bank

SBA Lending by Citizens & Northern Bank

SBA records list Citizens & Northern Bank as an active SBA 7(a) lender record, ranked #281 nationally by all-time volume, with 514 7(a) records worth $168M.

514
7(a) records listed
$168M
Approved dollars
$326,151
Average loan size
#281
Rank, all-time volume
#264
Rank, volume since 2020
0.0%
Share of U.S. 7(a) since 2020
-85%
Annualized vs prior decade
27.5%
Active-status distress
0%
PLP processing

Between 1991 and mid-2026, the SBA FOIA record lists 514 7(a) loans worth $168M under Citizens & Northern Bank, at an average of $326,151 per loan. That places it #281 among U.S. lender records by volume. About 0% show Preferred Lender (PLP) processing. Among 40 active-status loans, 27.5% are delinquent, past due, or in liquidation.

Where Citizens & Northern Bank lends most

What Citizens & Northern Bank funds most

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7(a) loans only, approved and not cancelled, gross basis. Active-status distress counts DELINQ, PSTDUE, or LIQUID loans as a share of CURR, DELINQ, PSTDUE, LIQUID, or DEFERD loans. Approval is not funding. FOIA record as of March 31, 2026. No borrower identity appears here. Methodology.

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