SHANE PIERSON · SBA DATA
SBA Lenders · Citizens & Northern Bank

SBA Lending by Citizens & Northern Bank

Citizens & Northern Bank is an active SBA 7(a) lender, ranked #282 nationally by all-time volume, with 514 approved 7(a) loans worth $168M on record.

514
7(a) loans made
$168M
Approved dollars
$326,151
Average loan size
#282
Rank, all-time volume
#264
Rank, volume since 2020
0.0%
Share of U.S. 7(a) since 2020
-85%
Annualized vs prior decade
8.8%
Active-loan distress
0%
Made under PLP authority

Between 1991 and mid-2026, Citizens & Northern Bank approved 514 SBA 7(a) loans worth $168M across the country, at an average of $326,151 per loan. That places it #282 among all U.S. SBA 7(a) lenders. About 0% were written under Preferred Lender (PLP) authority, and 8.8% of its book is currently delinquent, past due, or in liquidation.

Where Citizens & Northern Bank lends most

What Citizens & Northern Bank funds most

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7(a) loans only, approved and not cancelled, gross basis. Distress is the current share of the active book in delinquent, past-due, or liquidation status. Approval is not funding. FOIA record as of March 31, 2026. No borrower identity appears here.