SBA Lending by First-Citizens Bank & Trust Company
First-Citizens Bank & Trust Company is the #46 most active SBA 7(a) lender by all-time volume, with 5,759 approved 7(a) loans worth $3.3B on record.
- 5,759
- 7(a) loans made
- $3.3B
- Approved dollars
- $571,055
- Average loan size
- #46
- Rank, all-time volume
- #67
- Rank, volume since 2020
- 0.2%
- Share of U.S. 7(a) since 2020
- -22%
- Annualized vs prior decade
- 8.7%
- Active-loan distress
- 59%
- Made under PLP authority
Between 1991 and mid-2026, First-Citizens Bank & Trust Company approved 5,759 SBA 7(a) loans worth $3.3B across the country, at an average of $571,055 per loan. That places it #46 among all U.S. SBA 7(a) lenders. About 59% were written under Preferred Lender (PLP) authority, and 8.7% of its book is currently delinquent, past due, or in liquidation.
Where First-Citizens Bank & Trust Company lends most
What First-Citizens Bank & Trust Company funds most
Compare every lender, drill any state to the zip level, and shade the map by volume, growth, or distress.
Open the interactive map ↗7(a) loans only, approved and not cancelled, gross basis. Distress is the current share of the active book in delinquent, past-due, or liquidation status. Approval is not funding. FOIA record as of March 31, 2026. No borrower identity appears here.