SHANE PIERSON · SBA DATA
SBA Lenders · Gulf Coast Bank and Trust Company

SBA Lending by Gulf Coast Bank and Trust Company

Gulf Coast Bank and Trust Company is an active SBA 7(a) lender, ranked #82 nationally by all-time volume, with 2,543 approved 7(a) loans worth $1.4B on record.

2,543
7(a) loans made
$1.4B
Approved dollars
$561,123
Average loan size
#82
Rank, all-time volume
#76
Rank, volume since 2020
0.2%
Share of U.S. 7(a) since 2020
+32%
Annualized vs prior decade
10.7%
Active-loan distress
60%
Made under PLP authority

Between 1991 and mid-2026, Gulf Coast Bank and Trust Company approved 2,543 SBA 7(a) loans worth $1.4B across the country, at an average of $561,123 per loan. That places it #82 among all U.S. SBA 7(a) lenders. About 60% were written under Preferred Lender (PLP) authority, and 10.7% of its book is currently delinquent, past due, or in liquidation.

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What Gulf Coast Bank and Trust Company funds most

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7(a) loans only, approved and not cancelled, gross basis. Distress is the current share of the active book in delinquent, past-due, or liquidation status. Approval is not funding. FOIA record as of March 31, 2026. No borrower identity appears here.