SHANE PIERSON · SBA DATA
SBA Lenders · NBT Bank, National Association

SBA Lending by NBT Bank, National Association

NBT Bank, National Association is an active SBA 7(a) lender, ranked #96 nationally by all-time volume, with 2,225 approved 7(a) loans worth $399M on record.

2,225
7(a) loans made
$399M
Approved dollars
$179,213
Average loan size
#96
Rank, all-time volume
#166
Rank, volume since 2020
0.1%
Share of U.S. 7(a) since 2020
-62%
Annualized vs prior decade
5.7%
Active-loan distress
4%
Made under PLP authority

Between 1991 and mid-2026, NBT Bank, National Association approved 2,225 SBA 7(a) loans worth $399M across the country, at an average of $179,213 per loan. That places it #96 among all U.S. SBA 7(a) lenders. About 4% were written under Preferred Lender (PLP) authority, and 5.7% of its book is currently delinquent, past due, or in liquidation.

Where NBT Bank, National Association lends most

What NBT Bank, National Association funds most

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7(a) loans only, approved and not cancelled, gross basis. Distress is the current share of the active book in delinquent, past-due, or liquidation status. Approval is not funding. FOIA record as of March 31, 2026. No borrower identity appears here.