SHANE PIERSON · SBA DATA
SBA Lenders · NBT Bank, National Association

SBA Lending by NBT Bank, National Association

SBA records list NBT Bank, National Association as an active SBA 7(a) lender record, ranked #96 nationally by all-time volume, with 2,225 7(a) records worth $399M.

2,225
7(a) records listed
$399M
Approved dollars
$179,213
Average loan size
#96
Rank, all-time volume
#166
Rank, volume since 2020
0.1%
Share of U.S. 7(a) since 2020
-62%
Annualized vs prior decade
5.1%
Active-status distress
4%
PLP processing

Between 1991 and mid-2026, the SBA FOIA record lists 2,225 7(a) loans worth $399M under NBT Bank, National Association, at an average of $179,213 per loan. That places it #96 among U.S. lender records by volume. About 4% show Preferred Lender (PLP) processing. Among 253 active-status loans, 5.1% are delinquent, past due, or in liquidation.

Where NBT Bank, National Association lends most

What NBT Bank, National Association funds most

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7(a) loans only, approved and not cancelled, gross basis. Active-status distress counts DELINQ, PSTDUE, or LIQUID loans as a share of CURR, DELINQ, PSTDUE, LIQUID, or DEFERD loans. Approval is not funding. FOIA record as of March 31, 2026. No borrower identity appears here. Methodology.

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