SHANE PIERSON · SBA DATA
SBA Lenders · CenTrust Bank, A Division of SmartBiz Bank National Association

SBA Lending by CenTrust Bank, A Division of SmartBiz Bank National Association

CenTrust Bank, A Division of SmartBiz Bank National Association is an active SBA 7(a) lender, ranked #182 nationally by all-time volume, with 875 approved 7(a) loans worth $330M on record.

875
7(a) loans made
$330M
Approved dollars
$377,552
Average loan size
#182
Rank, all-time volume
#53
Rank, volume since 2020
0.3%
Share of U.S. 7(a) since 2020
+764%
Annualized vs prior decade
2.1%
Active-loan distress
79%
Made under PLP authority

Between 1991 and mid-2026, CenTrust Bank, A Division of SmartBiz Bank National Association approved 875 SBA 7(a) loans worth $330M across the country, at an average of $377,552 per loan. That places it #182 among all U.S. SBA 7(a) lenders. About 79% were written under Preferred Lender (PLP) authority, and 2.1% of its book is currently delinquent, past due, or in liquidation.

Where CenTrust Bank, A Division of SmartBiz Bank National Association lends most

What CenTrust Bank, A Division of SmartBiz Bank National Association funds most

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7(a) loans only, approved and not cancelled, gross basis. Distress is the current share of the active book in delinquent, past-due, or liquidation status. Approval is not funding. FOIA record as of March 31, 2026. No borrower identity appears here.